Bank On Hampton Roads Program Pre-Survey (April 2019 Classes)
1.

Which Bank On class location did you attend? 

Nor: Crown Lyfe Ministries
VB: Meyera E. Oberndorf Central Libray
Ches: Greenbrier Public Library
N/A
N/A
NA
2.
Do you currently have a personal budget, spending plan or financial plan?
Yes/True
No/False
3.

Do you currently have an automatic deposit or electronic transfer setup for savings? 

Yes/True
No/False
4.

Over the past month, would you say your family's spending on living expenses was less than its total income?

Yes/True
No/False
5.

In the last 2 months, have you paid a late fee on a loan or bill?

Yes/True
No/False
6.

In the last 2 months have you incurred overdraft or insufficient funds fees? 

Yes/True
No/False
7.

How confident are you in achieving a financial goal you set for yourself today?

Very
Somewhat
Not at all
8.

If you had an emergency expense for yourself or a family member, how confident are you that you could meet it?

Very
Somewhat
Not at all
9.

Have you written short-term (1-5 year) financial goals?

Yes/True
No/False
10.

Have you written long-term (5-10 year) financial goals? 

Yes/True
No/False
11.

Have you compared your actual expenses to your spending and savings plan?

Yes/True
No/False
12.

Do you have a savings and/or checking account?

Yes/True
No/False
13.

Do you pay yourself first for savings?

Yes/True
No/False
14.

Do you have an emergency fund?

Yes/True
No/False
15.

Do you keep all your financial account PINs, passwords, and Social Security numbers secure?

Yes/True
No/False
16.

Will you obtain a free copy of your credit report from each of the 3 major credit bureaus (Equifax, Trans Union, and Experian) once per year?

Yes/True
No/False
17.

Do you use free income tax preparation services?

Yes/True
No/False
18.

Have you compared the cost of credit cards or loans?

Yes/True
No/False
19.

Do you have a plan for paying down debt?

Yes/True
No/False
20.

Do you borrow only what you can comfortably repay?

Yes/True
No/False
21.

Do you regularly pay more than the minimum on consumer (credit card) debt?

Yes/True
No/False
22.

Have you used any "alternative lending" sources (payday loans, title loans, pawn shops, etc.) in the last 6 months?

Yes/True
No/False
23.

Are you normally able to pay all your bills in full and on time?

Yes/True
No/False
24.

Have you notified creditors if you found yourself unable to make payments?

Yes/True
No/False
N/A